Accelerate innovation with smarter IT financing. Access the right technology at the right time - without tying up capital or limiting your future flexibility.
Technology is evolving faster than ever. With AI and new digital solutions, business needs are constantly changing - while IT investments are often complex, costly, and difficult to plan.
With the right financing model, IT should not slow your business down, but support growth and innovation.
Through data‑driven financing solutions, we help you ensure access to the right technology, at the right time and cost - without tying up unnecessary capital.
Vivicta Financing is an independent IT financing partner, working with market‑leading suppliers to help you finance IT smarter, more flexibly, and with full transparency.
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When the focus is on function and value - not purchase price, it becomes easier to make the right decision. As an alternative to one-off investments, through our rental solution we turn IT purchases into a predictable monthly cost. This helps free up capital for your core business & invest where it delivers the most value; improve cash flow and cost control; improve flexibility as needs change; gives you the ability to invest in modern technology
Fixed life cycles rarely work in a reality where technology quickly becomes obsolete. Instead, our solutions are based on actual needs, usage data and your business development. This means you can: upgrade or change your IT environment as needs change, avoid technical debt - unnecessary risks that lock you into obsolete hardware, optimize the lifespan of your equipment based on actual usage
The largest environmental impact of IT comes from manufacturing - not usage. Replacing equipment too early increases e-waste and CO₂ impact. By choosing IT as a service and letting us manage the full lifecycle, you gain control, simplicity, and transparent reporting on financial and sustainability outcomes - extending equipment lifespan and reducing waste for a more sustainable IT environment.
We combine financial expertise with IT understanding and take end-to-end responsibility throughout the process. The result is simple, secure and business-focused IT financing that strengthens both your financial performance and the company’s sustainability goals.
A flexible solution for investments in high-value IT equipment. You use the equipment for an agreed period, typically 2–5 years, for a FIXED or variable monthly fee. When the agreement ends, you decide whether you want to buy it out, return it, or upgrade to new technology. Result: Improved cash flow, up-to-date IT, and full control of costs.
Perfect when needs are more short-term or when you want to rent an entire function rather than individual products. For example, ‘Workplace as a Service’(Workplace), where hardware, service, insurance, and installation are included in a fixed monthly cost. Result: Flexibility, reduced administration, and IT that can easily be adapted as the business changes.
Have you already invested in IT equipment that is in operation? Sale & Leaseback means that you sell the purchased and existing equipment to Vivicta Financing and then lease it back. You keep using it - but release tied-up capital immediately. Result: Improved liquidity without impacting operations.
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A financing model is only as good as the decisions behind it
With our data-driven tool, terms and lifecycle are linked to real needs
So that IT is replaced when it’s right, not when time has passed
With us, you as a customer also get access to a web shop with over 1 million items, making it easy for you to consolidate your purchases with one and the same supplier.